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1.
Hey, (FIRST NAME).
Thank you so much for opening this.
I truly appreciate you being a subscriber, you'll see some awesome tips, tricks & more cool stuff in my emails.
Stick around if that sounds good...
Alright, let's get to it:
When it comes to financial planning, you have to start with creating a budget.
(I promise you that even a makeshift budget is better than none at all)
With that said, I found a quick + super simple way for you to do that.
Go here:
(HELPFUL SOURCE LINK)
I know you'll love this because:
No need to lose the house, right?
I hope that helps you get things going.
Talk soon.
(YOUR NAME)
P.S. Keep an eye out for my email tomorrow with the subject line "(YOUR NAME): A Lannister always pays his debts."
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2.
I'm not sure if you're familiar with this Game of Thrones saying.
If you're not, it's basically the bad guys' catch phrase meaning that there is NEVER any issue of payment.
But also that they will get their retribution as well.
Now, I can't really speak for the retribution part...
But you should pay your debts...
When it comes to credit cards.
For many people, this is the number #1 obstacle to getting ahead financially.
It's not easy to try to think about the future when you have a $2,000-$5,000 or even more limit.
But you've got to power through and make consistent payments on time and even pay more as much as possible.
It'll pay off in the long run.
That's it for today (FIRST NAME).
Best,
(YOUR NAME)
P.S. Do you need a proven way to get your finances in order?
Click here, this will get you there much much faster. (LINK)
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3.
(INSERT IMAGE SOURCE)
Have you ever been let down when someone or some company helped you with your finances/debt?
Perhaps you thought they'd be the "Chosen one", right?
I'm not saying these places don't work, some are very good at it.
One thing you can do is control what you can on your end.
Don't leave it 100% up to these guys to get you in the clear.
Now, this may seem silly...
But you can start by banishing toxic money thoughts.
I'm talking about thinking things like:
"I'll never get out of debt."
"This is hopeless."
"My credit is ruined..."
Try mantras that are positive.
The mind is a powerful tool and you'll see that it can really help when you're trying to get your finances in order.
Alright (FIRST NAME), til tomorrow...
(YOUR NAME)
P.S. Have you taken a look at this? (LINK) It will help you (INSERT MAIN BENEFIT) quicker than you think.
P.P.S. Look out for my email tomorrow with the subject: "7 Quick & proven ways to save money when you have none."
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4.
https://howdoyougetrichonline.com/start-saving-money-when-you-have-none
Hey (FIRST NAME).
Thanks for opening this, I truly appreciate you.
Let's get to it...
I was reading this powerful article the other day.
(HELPFUL SOURCE LINK)
I think it's a "Must Read" for people because it shows that you don't need money to save it.
Here's an overview of the 7 ways:
Start Saving Money Today
Cut Unnecessary Expenses
Automate Your Savings
Negotiate For Big Savings
Start Being Frugal With Your Money
Find Coupons That Will Save You Money
It's about a 7-10 minute read and I think it's well worth it.
And if you'd like to take your financial planning to the next level quickly...
==> I recommend you go here.
Bye for now (FIRST NAME) :)
(YOUR NAME)
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5.
Hey (FIRST NAME).
I've got a warning today.
Don't EVER cosign on a loan.
Even...if it's family.
For starters, it could really ruin the relationship with them (think of all the cases on Judge Judy lol).
If they ever miss a payment, your credit could take a nose dive...
...and the bank will come after you.
Trust me, it's just not worth it.
And if you have to, let's say it's your kid that needs it and they're in college, make sure that your kid has maxed out federal loan, grant, and scholarship options.
Do this and save your relationships and your credit (FIRST NAME).
Don't let someone else have so much say so over your credit.
Remember that it's easier to tear it down than it is to build it!
Thanks for reading.
(YOUR NAME)
P.S. I want you to go here and take a look. (LINK)
Please, just take a look and let me know what you think. I'd love your feedback (good or bad).
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6.
https://www.thebalance.com/best-free-credit-reports-4174784
Hey (FIRST NAME), thanks for being here.
2 quick helpful tips today.
Tip Numero Uno:
Check your credit report regularly + keep an eye on your credit score.
Why?
Because mistakes happen and it can cost you THOUSANDS.
Regularly checking your report can help you spot inaccurate or incomplete information and address it.
How can I do that?
Here are 8 different sites you can use to check your credit report. (HELPFUL SOURCE LINK)
Tip Numero Dos:
Keep your credit use below 30% of your total available credit.
Why?
Because it can lower your credit score.
How do I figure that formula out?
You calculate it by dividing the total amount on all of your credit cards by your total available credit.
Easy peasy.
Alright (FIRST NAME), til next time.
(YOUR NAME)
P.S. Do you (INSERT NICHE PAIN POINT)?
Go here, take a look at this, it can really help. (LINK)
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7.
https://michaelsaves.com/budgeting/simple-budget-template/
It's crazy (FIRST NAME).
So many people live paycheck to paycheck.
They have little to nothing left over after bills and probably by overindulging when they absolutely shouldn't.
(Spending $5/day at Starbucks is a recipe for disaster)
I've been mentioning some tips & tricks here and there over my past emails.
Today, I want you to take a look at my #1 recommendation for getting your finances/debt right. (LINK)
Please do me a favor after clicking...
Send me a reply and let me know what you think.
I'll personally read & reply.
Thanks for reading (FIRST NAME).
(YOUR NAME)
P.S. And please, if you do nothing else...go take a look at the how to create a budget in roughly 5 minutes here (all you need is a Google account, a lil' time and to follow simple instructions):
(HELPFUL SOURCE LINK)